Can You Get Financial Aid With a Felony?
Rebuilding your life after a criminal conviction can seem tough. But if you want to attend college, many options are available to help you pay for those upcoming costs.
In fact, once you’re released from prison, there are very few restrictions on the types of financial aid you’re eligible for, including both student loans and free money such as grants and scholarships.
So what scholarships and grants for felons are available? And how can you get them?
Can You Go to College With a Felony?
Yes, you can still attend college with a felony.
There are no legal restrictions that prevent you from attending college with a felony record. Every college makes its own admission decisions. A criminal history may lower your chances of getting accepted if you’re aiming for a more competitive school, though.
You’re more likely to get accepted into a school with a high acceptance rate, such as a community college. Once you’ve earned some credits, you could then transfer to a four-year university.
Qualifying for federal financial aid isn’t out of the question. There are several options for getting scholarships, loans, and grants for felons, depending on the nature of the offense.
Find the Program That’s Right for You
Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.
What Financial Aid Is Available to Felons?
Explore all of your financial aid options to make college as accessible and affordable as possible.
Pell Grants for Felons
The Second Chance Pell experiment provides grants for felons who are still in prison. As of July 1, 2023, all eligible incarcerated people can receive a Pell Grant, according to the Federal Bureau of Prisons.
To get a Pell Grant, you must be enrolled in an approved prison education program. Note that the school must initiate the process for eligible incarcerated students to receive Pell Grants.
Scholarships for Felons
Scholarships are another way to pay for college using free money. Many scholarship programs do not exclude felons, so it’s worth researching options for which you otherwise qualify.
You may also search for nonprofits that specifically offer scholarships to felons attending college.
Student Loans for Felons
There are two types of student loans available for college attendees: federal and private. Most felons are eligible for federal student loans once they’re released from prison.
Private student loans don’t have many restrictions based on criminal history. Instead, lenders want to see a consistent income, employment, and an established credit score. You could get a co-signer to help you secure a private loan.
Federal Work-Study for Felons
Another option to pay for college is to get a federal work-study job. These part-time job opportunities are available as part of the FAFSA financial aid package.
Your school must participate in the Federal Work-Study Program, and jobs are usually on campus.
Your Financial Aid Eligibility Depends on Your Felony Type
Determine your eligibility for student financial aid based on the type of conviction.
Financial Aid With an Assault Conviction
Eligibility restrictions on federal financial aid are removed once you’re released from prison for an assault conviction.
Financial Aid With a Theft Conviction
Like assault convictions, theft convictions do not impede your ability to qualify for financial aid once you’re out of prison.
Financial Aid With a Drug Conviction
Previously, a drug conviction would prevent you from receiving financial aid. New rules, however, allow felons with a drug conviction to apply for federal aid. You do have to fill out an additional worksheet, but don’t let it scare you off — according to the Department of Education, it won’t hurt your chances of receiving aid.
Financial Aid With a Sexual Offense
As of July 2023, students with convictions involving a forcible or nonforcible sexual offense that required an involuntary civil commitment after incarceration may qualify for Pell Grants.
Frequently Asked Questions About Financial Aid and Grants for Felons
Yes, most felons are eligible to receive financial aid through the FAFSA. You typically need to be out of prison to be eligible for most FAFSA programs. The exception is the Second Chance Pell experiment.
You can start applying for federal aid while still in prison since the processing period takes several months.
DISCLAIMER: The information provided on this website does not, and is not intended to, constitute professional financial advice; instead, all information, content, and materials available on this site are for general informational purposes only. Readers of this website should contact a professional advisor before making decisions about financial issues.
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