Best Affordable Online Colleges in Texas of 2026

Looking to get a quality education — at a good cost — from a Lone Star State school? Read on to learn about the best affordable online colleges in Texas.
Evan Castillo
By
Edited by
Updated January 6, 2026
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Online colleges in Texas are growing and adapting to the state’s most in-demand careers.

Texas State University, for example, has announced 40 new online programs, including bachelor of science in nursing, master of business administration (MBA), and master’s in education degrees.

Even if you’re not a Texan, many online programs in the state charge a flat rate, regardless of your state residency. This makes them a great option to save on education costs.

We compared graduation rates, admission rates, net price, and more to create a ranking of the best affordable colleges in Texas. These programs may not be the cheapest the state has to offer, but they can offer high academic quality at a reasonable sticker price.

Top Affordable Online Colleges in Texas

We use trusted sources like Peterson's Data and the National Center for Education Statistics to inform the data for these schools.
from our partners appear among these rankings and are indicated as such.
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How We Rank Schools

Parker University — Best for Health Sciences Programs

  • Dallas, TX
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: Parker’s online academic portfolio is highly focused on health sciences, nutrition, and wellness subjects.

Parker University is largely dedicated to health-related education. All but one of its 16 online undergraduate, graduate, and certificate programs fall within this field. Additionally, its faculty includes clinical doctors, radiologists, and other specialists with expertise in areas such as medical research, neuroscience, osteology, myology, and nutrition.

The school offers undergraduate degrees in anatomy, health information management, integrative health, nutrition, sports psychology, and strength and human performance. Its graduate programs include public health, clinical neuroscience, and clinical research.

Parker University also offers an accelerated bachelor's to chiropractic track. Through this program, students can earn a bachelor’s, master’s, and doctor of chiropractic degree in around five years. Plus, the master’s degree is free if it’s completed within two years.

Overall, Parker’s programs offer a straightforward route for students who want a career in health and wellness.

What We Like About Parker

  • At Parker University, active military students pay only $250 per credit hour for undergraduate and master's programs.
  • Parker University is the only school on this list to offer Yellow Ribbon funding, which helps cover tuition costs for U.S. military members, veterans, and their families.
  • Online students can attend Parker Seminars. These events are hosted around the country and sponsored by medical companies and organizations where industry leaders and medical companies showcase new tools and technologies.

What We Don't Like

  • Parker University isn’t ideal for students who aren’t interested in health-related fields, as the master of business administration degree is the only online program that falls outside this area.
  • Tuition per credit hour is more expensive, with undergraduate and graduate programs costing $754 and $846 per credit hour, respectively.

32%

Online Enrollment

$25,560

Avg. Undergrad Tuition, In-State

25%

Retention Rate

$25,560

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
N/A
Students Enrolled
2,196
Institution Type
Private

Why We Chose It: SHSU offers more online degrees and certificates than any other school on this list.

Sam Houston State University has the broadest offering of online degrees and certificate programs on this list — over 70 online degrees and 30 certificate programs. That’s nearly 30 more than UTRGV, the runner-up for most online programs.

SHSU’s online programs are distributed across its colleges of Arts and Media, Business Administration, Criminal Justice, Education, Health Sciences, Humanities and Social Sciences, Osteopathic Medicine, Science and Engineering Technology, and the Polytechnic College.

Browsing through SHSU’s catalog is also straightforward. The school offers a centralized page listing all online programs in alphabetical order by topic. Simply click on a topic you’re interested in, and you’ll see whether the school offers a certificate, bachelor’s, or master’s program in that subject.

What We Like About SHSU

  • Before enrolling, you can speak to a student success specialist who can advise you on which program to enroll in and its application process.
  • SHSU Bearkat Assistance Program may offer financial aid in case of unemployment, accidents, and other unforeseeable situations.
  • The school offers a one-time transfer scholarship of $2,000 to eligible students.

What We Don't Like

  • SHSU charges online students a $101 fee per semester credit hour ($50 for RN-to-BSN students).
  • SHSU doesn’t offer flat-rate online tuition like WTAMU and UTRGV, making it harder to predict your total cost. What you pay per credit hour depends on your residency status and how many credits you take per semester. For example, in-state students pay $637 for the first credit hour, and the cost increases by around $362 for each additional credit.

66%

Online Enrollment

$ 7,320

Avg. Undergrad Tuition, In-State

73%

Retention Rate

$19,470

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
90%
Students Enrolled
21,039
Institution Type
Public

Why We Chose It: UTRGV stands out for offering dozens of accelerated, seven-week master’s programs.

The University of Texas Rio Grande Valley offers more than 30 accelerated master's programs that feature seven-week courses, allowing students to graduate in 10-12 months instead of the minimum two years most master’s programs take.

Compared with traditional 15- and 16-week semesters, this format compresses your classes into short, intensive blocks. That cadence can suit working adults who want to earn a degree as fast as possible. However, the workload per week is usually heavier, so you may need to cut back on work hours or take a temporary pause from your job while enrolled.

UTRGV’s accelerated master’s programs span areas such as business, education, health sciences, and liberal arts. The programs don’t use a flat tuition pricing model, but most cost around $450 per credit.

What We Like About UTRGV

  • Undergraduate Texas residents from families earning $125,000 or less can qualify for free tuition and fees if they’re pursuing their first degree.
  • The university offers five scholarships for transfer students and two for graduate students.
  • UTRGV has a fully online degree completion program — Finish@UT — for students who finished their core curriculum or earned a minimum of 60 credits but never graduated.

What We Don't Like

  • Some programs on the school’s website link to broken pages, making it unclear whether those programs still exist.

67%

Online Enrollment

$ 7,857

Avg. Undergrad Tuition, In-State

81%

Retention Rate

$20,007

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
94%
Students Enrolled
33,881
Institution Type
Public

University of Houston — Best for Online Business Programs

  • Houston, TX
  • 4 year
  • Campus + Online
  • Accredited

Why We Chose It: UH delivers the widest selection of online business degrees on this list.

The University of Houston is a strong choice for students who want to major in business, offering six bachelor's programs and nine master's programs fully online in fields like finance, accounting, and management information systems. 

UH also has two additional business master's programs listed as "coming soon," bringing the total to 17 business degree offerings. The only other institution with a comparable number is the University of Texas, which offers 15 business programs.

These business programs are offered through the UH Extend initiative, meaning they are fully remote and have flat-rate tuition of about $409 and $866 per credit for bachelor’s and master’s programs, respectively.

What We Like About UH

  • UH's website lets you filter programs by interest, degree type, mode of delivery, and college, making it the easiest experience for finding exactly the program you're looking for compared to other schools on this list.
  • UH offers online career training programs to help students prepare for industry certification exams. It also provides skills programs that allow students to upskill while learning with a cohort of peers. 
  • Students can graduate sooner by taking condensed courses through the UH Sessions initiative.

What We Don't Like

  • Students enrolled in UH Extend programs are not eligible for university-funded merit scholarships.

68%

Online Enrollment

$10,856

Avg. Undergrad Tuition, In-State

87%

Retention Rate

$26,894

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
74%
Students Enrolled
47,980
Institution Type
Public

Why We Chose It: WTAMU’s Education on Demand platform gives students access to self-paced courses that can be started at any time of year and completed at their own pace.

West Texas A&M is our top choice for working professionals looking for maximum flexibility. The school’s Education on Demand platform allows students to enroll in self-paced courses that can be completed in 1-6 months and started at any point during the year.

You can choose classes from 13 subjects, including communication, English, math, social work, and political science. All courses carry the same college credit as traditional classes and are taught by the same instructors who teach on campus, so they can be applied toward your degree.

Additionally, WTAMU offers six-week accelerated courses, making the school an excellent option for students who want to complete their required credit hours as quickly as possible.

What We Like About WTAMU

  • WTAMU offers 13 undergraduate, 26 master's, and one doctoral fully online degree programs.
  • Self-paced and accelerated courses have a flat-rate fee of $699 per three-hour class and $935 per four-hour class.
  • Students from states outside of Texas who enroll at WTAMU pay the same tuition rate as Texas residents (plus a $30 per credit hour fee).

What We Don't Like

  • Not all courses are offered through the Education on Demand program, which means you’ll need to take traditional semester-based classes to complete the rest of your degree requirements.
  • WTAMU charges online students a $57.50 fee per semester credit.

52%

Online Enrollment

$6,672

Avg. Undergrad Tuition, In-State

70%

Retention Rate

$8,384

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
59%
Students Enrolled
9,052
Institution Type
Public

How We Highlight What Schools Do Best

We analyzed each school’s program to identify qualities that set it apart from others on this list, prioritizing factors like affordability, financial aid availability, and flexibility. Based on these strengths, we assigned each school a superlative category.

Since many programs share similar offerings and outcomes, our goal is to simplify your college decision-making by highlighting the features most relevant to your needs.

We verified these schools’ facts in December 2025.

Why the Cheapest Online College in Texas May Not Be the Best Value

Low tuition prices may initially draw your interest. However, they tend not to tell the full story of a school’s affordability. Factors like financial aid, return on investment (ROI), and academic quality will also play a role in affordability.

For example, students who attend an institution with lower academic quality may graduate unprepared for what’s next. Therefore, they may seek additional education to make up for what was missed. This can end up doubling costs in the long run.

Conversely, at schools with higher academic quality, you may have more upfront costs but will graduate in a better position, increasing your chances of landing higher-paying work and boosting your overall ROI.

Key Benefits of Earning an Affordable Online Degree in Texas

  • You’ll receive the same credentials and prestige as in-person students while completing your degree with more flexibility.
  • An online degree typically costs less than a traditional on-campus degree.
  • In a 2025 BestColleges survey, 94% of online college students and grads say they think earning an online degree has or will have a positive ROI.

Average Cost of Online College in Texas

Whether you choose to study online or in person, you can expect to spend roughly $15,000-$16,000 a year on undergraduate programs in Texas. But these estimates can vary greatly depending on what type of institution you attend.

According to a BestColleges analysis of recent National Center for Education Statistics (NCES) data, in 2023, average tuition and fees at public four-year schools in Texas were $8,040 for in-state students and $17,630 for out-of-state students. By comparison, average tuition and fees at private institutions were $27,770 that year.

Public institutions offering online instruction will typically be your most affordable option in the state. And you can drive that price even lower with financial aid if you complete the Free Application for Federal Student Aid (FAFSA) and qualify for grants, scholarships, and loans.

Online students qualify for financial aid just like in-person students do.

Average College Costs in Texas, 2023

Online

Avg. Tuition & Fees: $15,140

Avg. Net Price: $12,760

On-Campus

Avg. Tuition & Fees: $16,290

Avg. Net Price: $15,700

Source: BestColleges analysis of NCES IPEDS data

What Is the ROI of an Online Degree From Texas?

Earning an online degree in Texas can be a great financial investment. For starters, most public institutions in the state will not charge you additional fees for online study, regardless of where you reside.

This means you can save big on typical out-of-state fees, which can often increase the cost of programs by thousands of dollars.

Secondly, according to recent data from the National Association of Colleges and Employers (NACE), the average starting salary for graduates in the Southwest region of the U.S. is slightly higher than the national average, at roughly $65,210 for bachelor’s degree-holders and $78,710 for master’s degree-holders.

Scholarships for Affordable Online Colleges in Texas

Bush School Online Student Scholarship at Texas A&M University

Amount: Varies depending on financial need and other factors.

Eligibility: This scholarship is for new, continuing, and returning students registered in online courses at the Bush School of Government and Public Service at Texas A&M University. Hopeful candidates must be Texas residents and have a 3.0 GPA or higher.

George and Mary Josephine Hamman Foundation Scholarship

Amount: $25,000

Eligibility: The George and Mary Josephine Hamman Foundation awards 70 scholarships annually to high school seniors in Harris, Brazoria, Chambers, Fort Bend, Galveston, Liberty, Montgomery, and Waller counties. Candidates receive funds based on their grades and financial need.

How to Save Money on Your Online Degree in Texas

Here are some ways you can save on college costs in Texas.

1. Apply for Federal and State Financial Aid

The best way to lower your college costs is to apply for financial aid. As an online student, you have access to many of the same financial aid options to fund your education as students who attend in person. This includes:

The FAFSA, which determines students’ eligibility for scholarships, grants, federal work-study, and loans to fund their college experience.

Student loans, which are financial awards that need to be repaid, typically with interest.

Online student scholarships, which are online-specific aid offerings for online learners.

2. Begin at a Texas Community College to Save on Tuition

Despite long-held stigmas about community colleges, they are a great way to kickstart your educational journey. Not only are they a more affordable option, but many also offer seamless transfers to four-year institutions.

Through Texas Direct, students will have clear communication about their transfer pathway to ensure they can make the jump from a community college to the four-year school of their choice.

3. Earn Credit for Prior Learning and Experience

You can sometimes get credit for prior learning (CPL) from professional training, work, and life experience. This can be work you’ve done in the military or through your career in the professional world. Nonmilitary professional experience can transfer to college credit through prior-learning assessments (PLAs).

By taking the College-Level Examination Program (CLEP) test, you can test out of introductory courses, allowing you to earn your degree faster and save money on tuition, books, and fees.

4. Attend a Free Tuition College in Texas

There are at least eight free tuition schools in Texas, where students who meet certain qualifications, like income thresholds and residency standards, will not be charged tuition and fees. If you can’t attend one of those, attend an affordable school that doesn’t sacrifice quality academics.

FAQ About Affordable Online Colleges in Texas

Our top affordable college is Lamar University, where many online undergraduate programs cost $314 per credit. The university charges both out-of-state and in-state students the same tuition.

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